Equity Release | Bare Property | Life Annuity | Reverse Mortgage

Your Dream Retirement with Equity Release for over 60’s using your Home to Create Financial Freedom.

Equity Release for Over 60's - What Are My Options?

Imagine enjoying your golden years with the peace of mind that comes from financial security, all without having to leave the comfort of your home. Discover innovative financial solutions – equity release for over 60’s – designed to help you unlock the value of your property, while ensuring a comfortable and stress-free retirement.

Is your pension enough for the retirement you want live?

Are you finding that your retirement pension isn’t enough to cover your needs? You’re not alone.

In Spain, the combination of low pensions, ongoing mortgages, and rising costs can create financial strain for many retirees. We understand these challenges and offer you smart, customized solutions that allow you to generate liquidity from your property while continuing to live in it.

This is called selling the Bare Property.

Equity Release for Over 65's

Bare Property Sale: A Smart Pension Supplement

By selling the bare property, you can transfer the ownership of your home in exchange for either a one-time lump-sum payment or a monthly lifetime income. Importantly, you retain the right to live in your home for the rest of your life. This option allows you to maintain your current lifestyle while consequently gaining access to additional funds that can be used however you wish—whether that’s paying off debts, enjoying time with family, or taking that dream vacation.

Boost Your Retirement
Income

In addition to the option of bare property sales, we provide a range of financial strategies that equally help you supplement your pension and secure a more stable financial future. Whether you’re looking for regular income or a significant lump sum, our solutions are designed to keep you comfortable in your home while boosting your retirement income. Explore all your options and take control of your financial future with our expert guidance.

Tailored Financial Solutions for Your Needs

Usufruct – comes from civil law under which it is a subordinate real right of limited duration, usually for a persons lifetime. The holder of the Usufruct, know as ‘Usufructuary’ has the right to use the property and enjoy its fruits
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Real Estate Life Annuity

  • Receive monthly payments for life
  • Preserve Usufruct  
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Bare Property Sale

  • Get a significant one-time payment at the beginning

  • Preserve Usufruct  

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Sale and Leaseback

  • Receive a large lump-sum payment upfront

  • Lifelong rental

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Reverse Mortgage

  • Choose between single, monthly, or combination payments

  • Retain full ownership and usufruct

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Reverse Housing

  • Receive single or monthly payments + rental package

  • Lifetime lease

(NB This product is not offered by Financial Services Network Ltd or NFS Insurance Brokers, Agents and Sub Agents Ltd.)

How to Get Started

Requirements
To take advantage of these financial solutions, you only need to meet two simple requirements:

  1. Be at least 60 years of age.
  2. Own a property.

No proof of income required.

The Process

  1. Consultation: We meet with you to understand your specific needs and preferences.
  2. Proposal: We analyze your situation and present tailored payment options.
  3. Investor Matching: We find an investor who agrees to purchase your property under the terms that best suit your needs.
  4. Completion: The transaction is formalized before a Public Notary and registered with the Land Registry.

After the agreement is finalized, our team remains at your service, specifically providing ongoing support and acting as your direct link to the buyer.

The Benefits of a Bare Property Sale

We offer a complimentary property evaluation and assessment. Once the transaction is completed with a notary, you’re free to use the funds however you wish.

Embrace your financial freedom!

Take the First Step Towards Financial Freedom Today

Ready to unlock the value of your home and secure the retirement you deserve Contact us today to explore your options and begin your journey to financial freedom.